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More Information On Ranch & Estate / Horse Farm Insurance
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Coverage Description
| Eligibility
Guidelines | Coverage
Forms & Application
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Coverage Description
The equine industry consists of many unique exposures
that standard home and farm insurance policies exclude
or severely restrict. Most “horse farm”
policies currently available are adaptations of
coverage forms most often used to cover grain or
livestock operations. Only one policy, the Equestrian
Ranch & Estate program from the United National
Group of Insurance Companies has been designed from the ground up as a
“true” equestrian insurance package.
Let’s face it, there are dozens of companies
offering farm policies for horse operations. Trouble
is – their application is thirty pages long
and they aren't priced competitively. When you finally
finish telling them how many hog fountains and farrowing
crates you don’t own, the quote you receive
sends you into cardiac arrest.
Whether you own or rent your farm, the modular design
of our ranch and estate program allows us the ability
to offer the coverages you need at a price that
won’t break the bank. We can cover everything
from the most basic tenant farm operation to the
most exclusive estate, with pricing that most closely
reflects that of a comprehensive homeowners policy.
We keep the underwriting process simple as well,
allowing you more time to spend working on your
business or outside with your horses. The property
section of our farm application is only five pages
long, with an additional three pages to address
your liability exposures. We’ll need photos
of your buildings at some point as well, but we
won't trouble you with those until after we've shown
you a competitive quote. |
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