| Coverage Summary:
A race horse trainers commercial liability policy
provides the necessary liability protection for ventures
actively involved in training and racing activities.
Policy limits are available up to $1,000,000 per
occurrence and an annual aggregate of up to
$2,000,000.
This coverage is important if you are engaged
in commercial equestrian activities such as racing,
training, boarding, breeding or buying and selling
race horses.
When a person is injured or property damaged
as a result of your racing operation, the policy
will settle claims for which you are legally liable.
Additionally, it will provide for your defense
in lawsuits - whether the lawsuit has merit or
is groundless. In most cases the policy will also
pay all court costs and judgments. The race horse
trainers commercial liability policy may be endorsed
to include coverage for
personally
owned race horses.
PLEASE NOTE: Legal liability for nonowned (boarded)
horses in your care is excluded from the race horse
trainers commercial liability policy. This coverage is
available in the form of
care,
custody or control coverage, which may also be endorsed
onto this policy for an additional premium.
Risks Eligible for
Race Horse Trainers Commercial Liability Include:
- Individuals
- Partnerships
- Corporations
- LLC's & LLP's
A Variety of Limits
are Available:
- $500,000 / $1,000,000 - Occurrence / Aggregate
- $1,000,000 / $2,000,000 - Occurrence / Aggregate
- $1,000,000 / $3,000,000 - Occurrence / Aggregate
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