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Coverage Summary:
The personal horse owners liability policy provides
coverage to an individual insured who is the legal
owner of the horse specifically covered. It pays
all sums which the Insured shall become legally
obligated to pay third parties as damages because
of bodily injury or property damage directly caused
by the owner's horses which are specifically scheduled
on the policy. This policy is in no way designed
to cover any commercial equine activities, which
may be covered by one of the other policies we
offer.
Risks Eligible for
Personal Horse Owners Liability Include:
Individual Horse Owners not involved in any sort
of commercial equestrian activity.
This coverage is also available as an endorsement
to the commercial equine liability policy.
It is not available for leased horses.
Available Limits:
- $1,000,000 / $2,000,000 - Occurrence / Aggregate
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