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More Information On Equine Mortality Insurance
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Get A Quote | Full
Mortality | Named+Extended Perils
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Equine mortality insurance protects
you against financial loss due to the untimely death
of your animal. You may insure your horse (or one
you have leased) for it's actual value or a lower
value if you so desire. The two types of equine mortality
insurance available are full mortality and named
perils. As the names indicate, they differ in the
causes of loss that are covered.
Full Mortality
Full Mortality is also known as "all risk"
coverage. It covers death due to any cause not specifically
excluded by the policy. Additional coverages such
as major medical, surgical and loss of use may be
added to a full mortality policy. Animals covered
by a full mortality policy must meet certain age
and health criteria in order to be eligible for
coverage. MORE
»
Named Perils
A named perils policy covers your horse for those
causes of loss specifically listed in the coverage
form. Much more narrow in scope than a full mortality
policy, named perils only covers accidental death.
Death caused by a medical problem such as colic
is not covered. Named perils is generally only used
when covering over age animals, a large number of
animals on a single policy, or when the cost of
full mortality is not economically viable. MORE
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