Major Medical & Surgical

Major Medical & Surgical coverage will help you control veterinary expenses due to unforeseen events dealing with the health of your animal. This coverage provides for the cost of medical and surgical procedures including diagnostics resulting from an accident, illness or disease. Major Medical & Surgical is available for non-race use horses between 6 months and 14 years of age. Two coverage limits are available.

Up to $5,000 Annual Aggregate Limit
This coverage form offers a limit of up to $5,000, not to exceed the horse's insured mortality limit, subject to a $300 deductible for each illness, injury or incident. Services must be performed during the coverage period or within 30 days after the expiration date of the policy or the mortality period of the insured horse.

Up to $7,500 Annual Aggregate Limit
This higher-limit coverage form offers a limit of up to $7,500, not to exceed the horse's insured mortality limit, subject to a $300 deductible for each illness, injury or incident. Services must be performed during the coverage period or within 30 days after the expiration date of the policy or the mortality period of the insured horse.

Up to $5,000 Limit Coverage Form
Up to $7,500 Limit Coverage Form