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Care, Custody or Control Liability

More Information On Commercial Liability Insurance Products
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Commercial Equine Liability | Professional Errors & Omissions | Care, Custody or Control
Riding Clubs & Associations | Independent Horse Show Liability | Race Horse Trainers Commercial Liability

Coverage Summary

Care, custody or control fills an often overlooked gap in the commercial equine liability policy by providing legal liability coverage for horses entrusted to you by their owners. It is an important coverage if you board, train or breed horses for others. In the event you are found negligent for the injury or death of a nonowned animal in your care, this policy will pay for the medical care and/or replacement of the horse up to the policy limits. Defense costs are also covered.

Incidental transit is automatically included in this coverage for up to a 100 mile radius from your facility. Additional transit coverage for the continental U.S. and Canada is available at a cost of $100. This policy is generally not subject to any deductible, and policy limits are written on a per-horse basis with an annual aggregate limit for all claims during the polciy period. See our application for a profile of the limits available.

Care custody or control does not protect you from bodily injury or property damage liability other than that which is described above. Horse-related businesses should also purchase a commercial equine liability policy.

Risks Eligible for Care, Custody and Control Include:

  • Boarding Facilities
  • Training Facilities
  • Breeding Facilities
  • Instruction Facilities
  • Clubs & Associations
  • Horse Shows
  • Clinics

Unfortunately we are unable to insure the following types of business:

  • Commercial Livestock Hauling Operations

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